Yes- you are correct on bbosco store, there are credit cards and paypal. On touchoffinland, it is only mastercard and visa (no paypal).
I wrote it incorrectly above that the owner is sent two separate email messages with the credit card information. I have it so the admin section shows part of the credit card like this
4111 XXXX XXXX 1111. The owner is sent via email a message with the missing numbers represented by the X's shown. The owner then combines the numbers and processes the credit card.
In the payment module....
Collect & store the CVV number
Do you want to collect the CVV number. Note: If you do the CVV number will be stored in the database in an encoded format.
True
selected False
Store the Credit Card Number
Do you want to store the Credit Card Number. Note: The Credit Card Number will be stored unenecrypted, and as such may represent a security problem
selected - True
False
Split Credit Card E-Mail Address
If an e-mail address is entered, the middle digits of the credit card number will be sent to the e-mail address (the outside digits are stored in the database with the middle digits censored)
How can I fix it so that the customer can not check out without entering a credit card number?
I have 3 other zen-cart sites where this is happening.