I want to accept CC through PayPal Ex. Checkout

Hi,
For the express checkout it says that there should be a link under the user name and password for those who would prefer to use a credit card without signing up for PayPal.
I don't have that link. Is this an extra patch? if so, where can i get it. I need to be able to accept credit cards. Can you help? Please Reply.
Thanks

the issue is that you have signed into paypal so you have a cookie on the machine,
paypal is a smart system its not going to show you a link to create an account if you already have one,

you can try totally clearing your cookies and account histiry
close the browser and try it again......

I don't think it has anything to do with cookies. I tried the same thing from work. I still did not see any link that would enable me to use a credit card.
I there anyone out there who is using Paypal Checkout and Direct CC payment modules? I need help

To clarify:
If you use PayPal IPN, your customers will be able to pay by credit card without a paypal account.
If you use Express Checkout, your customers will need to make or use a PayPal account. PayPal wants to get customers to create accounts.
If you want to process credit cards without customers creating accounts, you'll need a different service.

Just in case you didn't see, the link to pay with CC without paypal account is VERY small text to the left side of the screen NOT under the login name.

So for the un-trained eyes, you will miss it which is the point paypal did it that way so people would signup paypal....