pay directly to my bank acount?

Hi,

I am breaking my head over all the payment methodes that zencart is offering me, while i want it much easier hahaha...

Question, i just want the customers to send money to my bank acount, and when done, they will get the products. What can i do to get that working?

something like money orders, but directly give them my bank acount to send the payments to

thanks !

Like this ? http://www.zen-cart.com/index.php?main_page=product_contrib_info&products_id=151

Remember 1 thing tho: it's really troublesome and unsafe (for customers) to do direct deposit, depend on your business type you may lose most customers because of this.

Why is it unsafe for clients todo direct bank deposits?

yellow1912:

Like this ? http://www.zen-cart.com/index.php?main_page=product_contrib_info&products_id=151

Remember 1 thing tho: it's really troublesome and unsafe (for customers) to do direct deposit, depend on your business type you may lose most customers because of this.

I don't find this method unsafe, in fact, I find it safer for buyers as they don't have to give any card details etc. Most of my european buyers prefers to pay this way and never had a single problem.

How will I file a claim if you never ship your stuffs to me?
As far as I know, my bank do NOT cover direct deposit.
Also, again, this is not something normal in the US (assuming this is for US market), and it is troublesome for me as a customer.

good point but i guess a buyer will use this regarding how much he/she trusts the seller. from my experience, i never had a problem or a complaint from a buyer and they are the one asking if they could pay this way.

Yup, if the buyer trusts you, that is. That also means that this can not be the only payment method you offer, because no one will trust you if this is the first time they buy from you.

It also depends on the business you are in, it may be okie if you are a wholeseller or something. But again, this is uncommon in the US, and the buyer is not protected. I dont care if my credit card got stolen, really, because my bank will cover my a**, but if I do direct deposit and get nothing, I cant do much with it.

So in the end, it's your choice, but if you want to use it, you should consider all the risks though.

Used heaps in Australia

Thanks for the mod.

Yellow,

in Europe it is very common to pay by direct bank transfer, even for the first time and even in advance.
It is a fast method, a transfer is one to two days, and the delivery can rush out.

In commercial business that is the normal payment method. All is done online in data exchange.

Your banking system is a bit behind. All this cheque payings with the delay and the work they cause. Brr........

Reseller do not like Credit Cards here because the commision is very high, between 3 and 4%. If you have a small margin that is a lot what you loose.