Adding info in the Payment options

I have a problem and I need your suggestions. I'm finding that some of my customers are not comfortable with making a purchase through Paypal. I also know that it seems these customers don't realize that you don't need a Paypal account to make a payment with a credit card. I would like to add on the step 2 of 3 Payment Information page under the Paypal logo a line about not needing a Paypal account for a credit card transaction. Anyone know how I can do this? Also, what is the best way for customers to feel comfortable paying by credit card on my site, Paypal Pro or another secure credit card merchant?

Also, what if I have a monthly fee that I'm charging to customers once they purchase an initial package, is there some type of automated way to do this without having to send invoices and automatically charge a credit card on a specific day of each month?