Reference policies on credit card information page

I am trying to make my site compliant to Internetsecure's merchant policies. One of the requirements is to reference a link to their privacy policy and terms of use policy. They require me to have it right on the page where a customer inputs credit card information. I've set it up under the section where the customer has to agree (tick box) to our Terms and Conditions during checkout (I put Internetsecure's links in the Terms and Conditions page), but they are saying its not good enough. It must show on the credit card information page. Does anyone know how to edit that page or how I can do it? Is there anyone that uses Internetsecure and has passed their initial audit?

I was able to do what I wanted after reading this thread:

http://www.zen-cart.com/forum/showthread.php?t=68787&highlight

SPL,

Can you please post exactly what you did? I am trying it based on your reference to the post but can not seem to get it working.

Thanks in advance!!

Thanks to the PHP coders I found on https://www.codingforums.com (told them I would give them a plug for the help). Here is exactly what you need to do if needs be.

BACKUP YOUR FILES FIRST!!!!! I AM NOT RESPONSIBLE IF THIS MESSES ANYTHING UP!!! (but it worked perfect for me)

Edit the file /catalog/includes/languages/english/checkout_payment.php
On or around line 20 you should find the line
define('TEXT_SELECT_PAYMENT_METHOD', 'Please select a payment method for this order.');

Highlight the line and replace it with:
define('TEXT_SELECT_PAYMENT_METHOD', 'Please select a payment method for this order.<br><br>By providing this information you agree to Elavon's Privacy Policy and Terms of Use<br>Privacy Policy: <a href="http://www.internetsecure.com/privacy.html" target=new><b>http://www.internetsecure.com/privacy.html</b></a><br>
Terms of Use: <a href="http://www.internetsecure.com/termsofuse.html" target=new><b>http://www.internetsecure.com/termsofuse.html</b></a>');

That will place it on the payment page and right above where the credit card info is entered. This will be accepted by InternetSecure in their audit.

Not sure if it matters but please note I am using the InternetSecure Merchant Direct Gateway v1-1 located at http://www.zen-cart.com/index.php?main_page=product_contrib_info&products_id=817

Hopefully this helps future InternetSecure customers!