As I mentioned earlier in this thread, the simplest way is to use the existing define page 'Conditions of Use' and change the first line in your includes/languages/YOUR_TEMPLATE/english.php file to read like this:

PHP Code:
  define('FOOTER_TEXT_BODY', 'Copyright &copy; ' . date('Y') . ' <a href="' . zen_href_link(FILENAME_DEFAULT) . '" target="_blank">' . STORE_NAME . '</a>.  Powered by <a href="http://www.zen-cart.com" target="_blank">Zen Cart</a>.  <a href="index.php?main_page=conditions">Terms &amp; Conditions</a>'); 
Done and dusted - no fuss.