Quote Originally Posted by attroll View Post
I looked at the optional insurance module but it does not give the customer the option to chose it or not. If you set it up then it becomes manditory. I want the customers to have the option to add shipping insurance or not.
Go to Modules -> Order Total -> Shipping Insurance and check to see what your dollar amount is set for:

Required Insurance Amount

Mine is set at $100. When a customer purchases $100 worth of products, insurance is required. Check your settings.